Hal and his wife Elizabeth live in Norfolk, Virginia (USA). They have two adult children, Emily and John. He served in the US Navy in the Submarine Force for almost 30 years before moving to work with Oceaneering International in Chesapeake, Virginia. Hal has served as elder, session member, and Sunday School teacher at the First Presbyterian Church in Norfolk. He and Elizabeth have had various leadership roles in Bible Study Fellowship for many years and now also teach in the area of personal financial management. He received his MBA from the Harvard Business School and his BA from the University of North Carolina at Chapel Hill.